What Participants Say
Feedback from People Who Have Studied With Us
These reviews are from participants across our three courses, collected over the past year through our end-of-cohort feedback process.
← Back to HomeParticipants Since 2016
Average Course Rating
Return for Second Course
Years in Education
Participant Reviews
In Their Own Words
Lim Tze Hao
Jurong West · Age 52
"I came in thinking I understood my CPF better than I actually did. The third week of the household finance course made that clear. The workbook exercise on the OA balance made me recalculate something I had been carrying in my head incorrectly for years. That alone was worth the enrolment."
Course: Household Finance · March 2025
Malini Rajasekaran
Tampines · Age 47
"The income investing course was the first time someone explained REIT yield in a way that was actually honest about what the number means. I had been comparing yields without understanding that management fees change the real return significantly. The reference workbook has been on my desk since March."
Course: Income Investing · March 2025
Chan Kah Wai
Bishan · Age 55
"I attended the retirement sequencing course with my wife. We had been putting off a proper conversation about withdrawal timing for about two years. The course gave us the framework to actually have it. The drawdown document we put together in the final week is now something both of us can read and work from."
Course: Retirement Sequencing · February 2025
Srinivasan Pillai
Queenstown · Age 49
"The group format was something I was uncertain about at first. In practice it turned out to be the most valuable part. The questions that other participants raised in week four and five were ones I had not thought to ask myself, but they were directly relevant to my own position. I would not have got that from reading alone."
Course: Household Finance · January 2025
Tan Ying Hui
Serangoon · Age 44
"I appreciate that nothing is oversimplified but also nothing is unnecessarily complicated. I came in knowing very little about Singapore Savings Bonds and left understanding where they actually fit in a household with other income sources. The pacing was right for someone who has not studied this material before."
Course: Income Investing · April 2025
Ng Boon Huat
Toa Payoh · Age 61
"I had been through two other financial seminars over the years where something was always being sold at the end. Here there was nothing to sell. The retirement course covered CPF LIFE deferral in enough depth that I actually changed my timeline based on what I worked out during the sessions. That was a meaningful thing to come away with."
Course: Retirement Sequencing · March 2025
Case Studies
How Some Participants Used the Material
Starting Point
A gap between understanding and documentation
A participant in her late forties had accumulated three separate investment accounts over twenty years but had never written down how they related to each other or to her CPF position. The household finance course prompted her to produce a balance sheet for the first time.
What the Course Added
A framework she could actually apply
The workbook structure gave her a consistent format for calculating net worth across different asset types. The CPF chapter clarified how to treat her OA and SA balances in the asset column correctly — something she had been doing incorrectly for some years.
After the Course
A clearer picture and a follow-on course
She returned for the income investing course six months later to think more carefully about how her existing holdings fitted together. She described the decision as coming directly from having a clearer picture of her overall position.
Starting Point
Two different retirement timelines, one household
A couple in their mid-fifties had not aligned their CPF LIFE deferral decisions. Each had formed a separate view of when to draw and was operating on different assumptions about their combined income in the first ten years of retirement.
What the Course Added
A shared working document
Attending the retirement sequencing course together gave them a common framework and vocabulary. The personal drawdown document from the final session was produced jointly, for the first time, in a format they could both review and update as their plans developed.
After the Course
A revised deferral decision and a shared plan
Working through the course material together led them to revise one of their deferral decisions and to organise their existing documentation in a way that was accessible to both. The final session on documentation for a spouse was cited as particularly useful.
Trust and Credibility
What We Can Point To
Based in Singapore's Financial District
17 Phillip Street, #12-03. In operation since 2016 from the same address, which is available to prospective participants before enrolment.
Incorporated in Singapore
Bumi Capital is a registered Singapore company. Company registration details are available on request and verifiable through ACRA.
PDPA Compliant
Participant data is handled in accordance with Singapore's Personal Data Protection Act. No data is shared with third parties or used for purposes beyond course administration.
Transparent Course Content
Prospective participants can review a full course syllabus before enrolling. Nothing is withheld from the description to create false expectations of what the course covers.
4.8 Average Rating
Collected through anonymous end-of-cohort forms. The rating average has held above 4.7 for four consecutive years of cohorts.
Reachable Before You Decide
We are glad to speak with you by phone or to answer written questions before you decide to enrol. +65 8394 7215 or [email protected]
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