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Three Courses, Each One Standing on Its Own
You may enrol in any single course depending on what you need to understand first. They are also designed to follow naturally one from the other.
← Back to HomeOur Methodology
How These Courses Are Structured and Why
Read
Each week begins with a short written chapter delivered as a PDF. The chapter introduces the week's topic, defines key terms in Singapore's context, and sets up the workbook exercises that follow.
Work
A structured workbook exercise asks you to apply the week's material to your own financial position. This is not graded — it is private and used as preparation for the group discussion session.
Discuss
A two-hour group session with the facilitator and up to eleven other participants. Questions raised during the discussion frequently go beyond the chapter text and draw on the facilitator's professional background.
Course Details
What Each Course Covers
Course One · 5 Weeks
A Reader's First Look at Household Finance
A five-week course for learners in their forties and older who prefer considered, reading-based study. Each week features a short chapter, a workbook exercise, and a group discussion. Topics include a personal balance sheet, household cash flow, CPF account structure, HDB mortgage review, and an initial look at investment categories. Paced gently and built for learners returning to financial study after many years on other matters.
Course Details
Duration
5 weeks
Format
Weekly 2-hour session + reading
Cohort Size
Maximum 12 participants
Location
17 Phillip Street, Singapore
For Whom
No prior financial knowledge needed
Course Details
Duration
7 weeks
Format
Weekly 2-hour session + reading
Cohort Size
Maximum 12 participants
Includes
Reference workbook for Singapore instruments
Prerequisites
Course 1 or equivalent reading
Course Two · 7 Weeks
Income Investing with Local Instruments
A seven-week course on income-oriented investing using instruments commonly available to Singapore residents — dividend-paying equities, REITs on SGX, Singapore Savings Bonds, and bond-oriented funds. Covers portfolio construction, fee analysis, and the role of income-oriented positions in later-life household strategy. Each participant finishes with a reference workbook for Singapore-based considerations.
Course Three · 9 Weeks
Retirement Income and Withdrawal Sequencing
A nine-week course on withdrawal sequencing from multiple retirement sources — CPF LIFE, SRS, private investments, and, where applicable, rental income. Covers tax-aware sequencing under Singapore's framework, household spending coordination, and contingency planning. Each participant develops a personal drawdown document. A final session focuses on how the documentation should be organised so that a spouse or adult child can read it without difficulty.
Course Details
Duration
9 weeks
Format
Weekly 2-hour session + reading
Cohort Size
Maximum 12 participants
Output
Personal drawdown document
Prerequisites
Courses 1–2 or equivalent knowledge
Course Comparison
Choosing the Right Starting Point
| Feature | Household Finance | Income Investing | Retirement Planning |
|---|---|---|---|
| Duration | 5 weeks | 7 weeks | 9 weeks |
| Fee | S$225 | S$350 | S$485 |
| CPF Coverage | |||
| SGX Instruments | |||
| SRS Coverage | |||
| Personal Output Document | |||
| Best for | Starting fresh | Investment clarity | Pre-retirement planning |
Standards Shared Across All Courses
What Holds Across Every Cohort
No Advisory Services
Education only. Facilitators do not hold MAS financial adviser licences and do not refer participants to investment products.
Group Discussion Privacy
What participants share during group sessions is treated as confidential. Facilitators do not reference individual circumstances outside the cohort.
Annual Content Updates
Materials are reviewed annually against regulatory changes in Singapore — CPF rules, SRS caps, MAS guidelines, and relevant tax framework updates.
Professional Facilitators
All sessions are led by facilitators with direct professional experience in Singapore financial practice, not by generalist educators working from a manual.
Post-Course Follow-Up
Participants can submit questions directly to the facilitator for thirty days after the course ends, addressing questions that arise when applying the material.
Anonymous Feedback
Every cohort completes an anonymous review. Results are read and acted on before the next cohort. This keeps the material calibrated to what participants actually find useful.
Not Sure Which Course to Start With?
Drop us a note explaining where you are financially and what you are trying to understand. We will suggest the most useful starting point for your situation.
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